Family Life Protection

Cheapest Family Protection Cover

LET US FIND YOU THE BEST DEALS FROM NAMES YOU CAN TRUST

 

FAMILY PROTECTION ASSURANCE: If you have a family and/or a mortgage, life assurance can give you peace of mind that they will be looked after in the tragic event of your death. None of us like to think about it, but understanding how this type of insurance works will save you money.

THE OPTIONS

You should first look at term insurance. This temporary form of life insurance is offered by most insurance companies, a number of friendly societies and other financial providers.

It's based on a simple concept - the insurer guarantees to pay the policy benefits if you die within a given time. If you survive to the end of the policy's term, no benefit will be paid.

The term of the policy depends upon you and may be anything from a few years to several decades but it should coincide with your need for protection. Policies may be written on your life or on the life of yourself and your partner. Term insurance is the least expensive form of life cover. Be aware that premiums for men tend to be higher because on average they do not live as long as women. Premiums for smokers are more expensive.

WHAT OUR CUSTOMERS SAY ABOUT US!

“Thank your team for a truly excellent, honest, top class service. We'd previously had several online quotes that turned out to be totally inaccurate which wasted an awful amount of our time. Your staff were fast, efficient and not at all pushy.”

Carol & Adam, Surrey

“Trying to get a straight forward quote for life insurance online turned out to be a total nightmare with the exception of you guys".

“After completing the form I got a call from Rachel who went through my details with me on the 'phone and gave me several quotes within minutes. Your rates were the best and Rachel explained the different benefits of the different policies. All I had to do was have a think about it and then sign and return the forms”

Susan, Perth

“Because of my occupation I thought I may be ineligible for life insurance, but you guys had the specialist knowledge and knew where to look. You are truly miracle workers, a fast and efficient service!”

Duncan, Cheshire

BEST QUOTE GUARANTEE! OUR PROMISE TO YOU.

Getting the right life insurance policy is an important decision and it can be quite a daunting prospect but one that should not be taken lightly. Do you fully understand what features the different policies offer and why premiums vary so much? None of us want to think about dying, but as you are considering taking out life insurance to protect either your home or your family then you do want to make sure that the things you value most are protected.

It is important therefore, that you take a little time considering what it is you're buying. Many websites claim to provide an 'online quote' but more often than not these are not at all accurate as they are based on someone of a certain (young) age in perfect health. If you have had previous health issues, there is a family history, lifestyle considerations or are involved in what is considered a hazardous occupation or take part in a dangerous sport (and this could be a sport that you hadn't considered as dangerous) it is important that you do declare this. It may not necessarily affect the cost of your policy but if, tragically, a claim were to be made, this could be declined due to non-disclosure, even if the cause of death were totally unrelated.

Our service offers access to every single life insurance policy on the market. When you submit your enquiry you will be designated your own personal expert advisor who will work on your behalf to research the whole market to find the best policy for you and your family. No-one will visit you, after a short phone call to establish your circumstances and requirements your advisor will be working for you to SAVE YOU TIME AND MONEY and give you peace of mind. If you decide to proceed the forms will be completed on your behalf and all you'll need to do is sign and return them.